TMN Wallet Trial

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A three month trial is underway for the pilot of the TMN Wallet,eleven thousand employees have been invited to take part in the test. TMN Wallet is a mobile payments service that makes use of a range of technologies to enable transactions to be made using any mobile phone, these include NFC, SMS, USSD or QR Codes apparently on any mobile phone.
 
The aim of the pilot is to assess, with a diverse user base, the usability of the service and its technical reliability as well as to discover how mobile payments affect purchasing habits.
 
Staff who are taking part in the pilot had to register on the TMN Wallet website, enabling enables them to create a virtual wallet which can be loaded with funds via a credit card, PayPal or a MultiBanco account. Payments can then be made in one of four ways:
 
- By tapping an NFC phone to a contact less merchant terminal and entering a PIN. Via SMS, by texting "pay" to a free SMS number to receive a code that can be entered on a merchant terminal.
 
-Via USSD, by entering a code generated by the merchant terminal on the phone. Via QR code, by opening the TMN Wallet app and then taking a picture of a 2D barcode displayed by the merchant terminal.
 
-A transaction history and current prepaid balance can be viewed by users at any time, from their phone or via the TMN Wallet website.
 
- A range of merchants and vending machines serving PT's offices have been equipped to accept payments via TMN Wallet for the trial and both Huawei and Incard have been involved in delivering NFC technology for the pilot.